We build custom portfolios that align and evolve with your financial situation, goals, and stage of life.
Science, Not Guesswork
Our investment philosophy is grounded in decades of academic research and success.
Higher Expected Returns
We target higher expected returns by tilting your portfolio to parts of the market that have historically outperformed.
Discipline and Flexibility
We stick to our long-term strategy while still maintaining flexibility to dynamically adjust to current events.
Long-Term Focus
We invest in great companies to grow your wealth and purchasing power for years to come.
Tax Efficiency
Every investment decision we make is through the lens of your specific tax situation. It’s your after-tax returns that matter, not your gross returns.
What We Don’t Do
We don’t time markets.
If you missed the 10 best days over a 20-year period (2003 - 2022), your total return would’ve been 54% lower than if you had just stayed invested. Did we mention that all 10 of the best days came during the Financial Crisis and Covid? 1
We don’t pick individual stocks or securities.
More than 82% of active US money managers underperformed their benchmark over the long-term. 2
We don’t gamble with your life savings.
Crypto and other speculative assets are not part of our long-term investment strategy. We invest in great companies with a proven track record of success.
How We Add Value
We focus on what we can control.
An investor’s asset allocation, savings rate, taxes, fees, and behavior will determine long-term success more than elections, interest rates, inflation, corporate earnings, or other things outside of our control.
We manage your investments holistically.
Including brokerage and retirement accounts, employer plans, stock compensation, and more.
We keep you invested in times of volatility.
We guide clients through periods of market turbulence and coach long-term discipline, for it’s in these times that investment success is determined.
